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Finical Institutions

Financial institutions provide a market for savers and borrowers. Both increasing the opportunities and diversifying the risks

Commercial Banks

Commercial banks are the jack-of-all-trades for finance, serving a variety of savers and borrowers

Investment Banks

Investment banking houses underwrite and distribute new investment securities and arrange businesses financing

Financial Service Corporations

Financial services corporations are conglomerates that combine different financial institutions into one brand

Savings and Loan Associations

Savings and Loan associations (S&Ls) serve individual savers and residential and commercial mortgage borrowers.

Mutual Savings Banks

Are similar to Savings and Loans but operate primarily in the northeastern states

Credit Unions

Credit unions are cooperative associations whose members are supposed to have a common bond.

Pension Funds

Pension funds are retirement plans funded by businesses or government for their employees to provide for post work years income

Life Insurance Companies

Life insurance companies take savings in the form of premiums and investments; to make payments the beneficiaries of the insured parties

Mutual Funds

Mutual funds are corporations that accept money from savers and then use the funds to by stocks and bonds

Hedge Funds

Hedge funds are similar to mutual funds, but are mostly unregulated and have large minimum investments